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Key Characteristics

SaftPay allows shoppers in each of it's markets to pay for their online purchases:

In local currency Eliminating exchange rate uncertainty

Using means of payment they already have, use, and are comfortable with in their off-line lives. Granting internet surfers universal access to online shopping

Through intermediaries they already know, trust and deal with on a day-today basis Reducing real and perceived fraud risk and increasing shopper's comfort level.


  • SaftPay* is a Secure Payment Facilitator and Clearinghouse benefiting online shoppers, online merchants and banks.
  • SaftPay offers shoppers a key additional payment option - local payment in local currency through a known and trusted financial institution without the need for a credit card. The consumer never needs to divulge personal financial information to retailers. SaftPay works in the background to clear and settle the payment through bank partners.
  • Outside the U.S., credit cards are not universally held. In many countries, including most of continental Europe, card penetration and usage are in fact small. Many cards issued in foreign countries can only be used in the market where they are issued and are deemed useless for most online shopping.

About Us

  • Among the base of potential card-holding shoppers, security concerns limit shopping. Few countries protect consumers with legally-imposed liability limits for credit cards, leaving cardholders exposed to misuse of their information. Transaction security is consistently cited in surveys as non-shopping internet users’ primary concern and cause for not purchasing online.
  • Even shoppers that overcome their uneasiness with card use are often kept from purchasing by fraud-filtering systems. Often only U.S. credit cards are allowed to limit fraud risk, leading merchants to restrict purchases with non-U.S. cards. Over 50% of the top 100 U.S. online retailers do not sell to customers with foreign cards.

* SaftPay systems and services are also referred to as Safetpay, Safepay or Saf-T-pay.